Health insurance is, to many people, a quagmire because there are so many coverage plans. It is also very easy to get lost and perplexed by the terms used in the policies. But this should not be the case; understanding health insurance is possible and does not have to be a scary task. As you …

Picture the scene: you’re spending a warm morning at the park—when some awful surprise suddenly stops everything! One of the pedestrians behind you accidentally steps into the puddle created by your soft drink. Imagine the resulting medical expenses and possible litigation. This example is rather traumatising, illustrating the reason why we should most times prepare …

Scooting away on a motorcycle fills one with a lot of exhilaration. No feeling is comparable to that provided by exploring the new miles and letting the wind tousle one’s hair. However, the more the freedom there is, the more the responsibility that comes with it especially in regard to one’s safety and that of …

Things in our lives never happen the way we plan, and although we cannot change we cannot control all the turns the scenarios take on us. Nevertheless, we can take certain measures that will secure our interests as well as those of our loved ones. There are very many ways through which financial stability can …

Among all the costs incurred in possession of a vehicle, insurance stands out as one of the recurring expenses. Comprehending the factors within your insurance premiums might be similar to finding your way through a maze. Is it normal for some drivers to spend more than others on premiums? Why does this happen? For every …

Today, transporting goods overseas and overseas is part of business operations. However, when there is an opportunity, there is always a risk. When items are in transit, damages, losses, and theft may occur which will put the companies at risk of incurring losses. It is here that the marine cargo insurance comes in as a …

At times we can experience unpredictable changes in our lives. You can be living your normal life one day, and the next day receive a phone call with such heartbreaking news that threatens to turn the whole world upside down—a critical illness. Most people are taken by surprise when a critical illness description is given—there …

Considering how insurance has always benefitted many, one cannot deny the fact that there is one shadowy aspect of it that raises a lot of concern: insurance fraud. There are many who commit various frauds in every country, and this is why there are never complete funding health structures. Majority of population is trying to …

Rental property ownership can be enjoyable and even profitable at most times, but it also has its risks. There are risks such as fires and damage caused by repairs and even disputes with the tenants, which are all fraught with difficulties. Enter landlord insurance as your backup. This insurance is for those who own rental …

Several difficult aspects come with entering self-employment. In self-employment, however, you are the employer as well as the person who must earn money and you perform numerous roles each day. But if a sudden disease or accident incapacitates you? In the case of disability insurance, nothing is ever really lost – a concern that most …